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Rate Protection!

Rate Protection!

Get a quote on an Rate Protection & save thousands of dollars per year.

I Want My Rate Protection Quote

NAF Purchase Protection Plus Program

NAF Purchase Protection Plus Program

Protect yourself from the changes in the market by locking in your rate. Our Purchase Protection Plus provides clients with the option to lock in the rate for up to 270 days and allows them to transfer it. Our Float Down option is a great way to help clients protect their investment and allows them to get the most out of their loan.

FLOAT DOWN OPT-IN

With our Float Down feature, clients can lock in their rate, shop around, and take advantage of a lower interest rate if rates dip during the lock.

HOLD FOR TRANSFER

In the event the buyer is unable to perform, or the property falls out of escrow, you can elect to hold the lock and transfer it to another property for the same borrower.

*Must have an AUS Approved/Eligible or Accept loan approval prior to lock request. Upfront fee must be paid in full following PPP Rate Lock Request, receipt by the borrower of the initial disclosures set, including an LE, and acknowledged Intent to Proceed form. Full file delivery for final cred-it approval is required 30 days prior to the earlier of Lock Expiration Date or Close of Escrow Date for all lock terms. Failure to meet the above stipulations will result in cancellation of the lock and forfeiture of any non-refundable fees. Any Upfront Fee paid in conjunction with the Purchase Protection Plus program is non-refundable. Other restrictions and exclusions apply. Please contact a New American Funding Loan Officer for more information. Not available in all areas.

Do I Qualify?

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.

Do I Qualify?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • 1

    Fixed Rates

  • 2

    Adjustable Rates
    Mortgae (ARM)

  • 3

    Conforming
    Loans

  • 4

    Jumbo & Super
    Jumbo Loans

  • 5

    FHA, VA & USDA
    Loans

  • 6

    Terms from 5 to
    30 Years

Get Your Rate Protection Quote Now!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your customized rate comparison below:

I Want My Free Rate Protection Quote